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Post Office Scheme Calculator | RD, MIS, NSC, KVP, SCSS, PPF, SSY Maturity Calculation
Calculate the interest, monthly/quarterly income and maturity value of Post Office RD, MIS, NSC, KVP, SCSS, PPF and SSY schemes instantly. Updated interest rates for 2026.
Post Office Scheme Calculator
Instantly calculate the maturity value and interest of the Post Office’s popular savings schemes (RD, MIS, NSC, KVP, SCSS, PPF, SSY). Pick a scheme from the tabs below — the results update immediately when the amount changes.
Post Office Recurring Deposit (RD)
Term 5 years · Monthly deposit · Quarterly compounding
The minimum monthly deposit in an RD is ₹100
The actual RD term is fixed at 5 years
📌 Important Information
Frequently Asked Questions
What is the minimum deposit in a Post Office RD?
In a Post Office Recurring Deposit (RD), you can deposit a minimum of ₹100 monthly, with a 5-year term. Interest is calculated on a quarterly compounding basis.
How much monthly income does a Post Office MIS give on how much money?
At the current rate of 7.4%, an investment of every ₹1 lakh yields about ₹617 per month in interest. A single account allows a maximum investment of ₹9 lakh and a joint account ₹15 lakh. The term is 5 years.
How many days does KVP take to double?
At the current annual interest rate of 7.5%, the Kisan Vikas Patra (KVP) doubles the principal in 115 months, i.e. 9 years 7 months.
What is the maximum yearly deposit in PPF and SSY?
Both schemes allow a maximum deposit of ₹1,50,000 per year. The minimum annual deposit in PPF is ₹500, with a 15-year term. SSY is for a girl child, with a 21-year term and deposits required for 14 years.
Do Post Office scheme interest rates change?
Yes, the central government resets small savings scheme interest rates every quarter (January, April, July, October). Before investing, verify the updated rates at the nearest post office or on the India Post website.