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SIP Calculator | Mutual Fund SIP Return Calculation
Calculate the future value and total returns of a mutual fund SIP instantly based on monthly SIP amount, expected annual return and time period.
SIP Calculator
Achieve your future financial goals by investing regularly through a Systematic Investment Plan (SIP).
Frequently Asked Questions
How much can a ₹5,000 monthly SIP become in 10 years?
At an average annual return of 12%, a ₹5,000 monthly SIP can grow to about ₹11.6 lakh in 10 years — even though the investment is ₹6 lakh, the returns are roughly ₹5.6 lakh.
Are SIP returns guaranteed?
No. SIP returns are market-linked, so they are not guaranteed. The return used in the calculator is an assumed rate — actual results depend on the market.
How long should a SIP be held?
For equity SIPs, a long term of at least 7–10 years is best — the longer the period, the better the benefits of compounding and the averaging of market risk.
What is the minimum SIP amount?
In most mutual funds, the minimum monthly SIP amount is ₹500. If you want to increase the SIP as your income grows, see the step-up SIP.