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Compound Interest Calculator | Calculate Compound Interest
Calculate compound interest and total returns instantly based on principal, interest rate, time period and compounding frequency (annual/quarterly/monthly).
Compound Interest Calculator
Calculate compound interest based on principal, annual interest rate, time period and compounding frequency.
Frequently Asked Questions
What is the difference between compound interest and simple interest?
In simple interest, interest accrues only on the principal, but in compound interest, each period'"'"'s interest is added to the principal and earns interest on itself — so returns are much higher over long periods.
What does compounding period mean?
The compounding period determines how often interest is added to the principal — annually (once), quarterly (4 times) or monthly (12 times). The more frequent the period, the higher the returns.
How much does ₹1 lakh become at 8% compound interest in 5 years?
At 8% annual compounding, ₹1 lakh grows to about ₹1,46,933 in 5 years — that is, roughly ₹46,933 in interest.
How can I make ₹1 crore through compounding?
Time and regular investing are the key forces — the earlier you start and the longer you leave the money untouched, the harder compounding works. Try using this calculator along with an SIP.